i think you live in my house.
3 15 amp breakers in the box. at least i have separate breakers for the AC and 220 lines...everything else runs off that panel. the "sub panel" is like a redundant main panel. i had a guy look at it once and he said it would take him several hours to figure out what went to what. (darn hill jack wiring)
i have to pretty much wire everything hot. 1/2 the time you cant find the breaker to try and shut it off without turning them all off. and i am careful enough to be able to wire hot. a little jap here and there, only been bit twice hard enough to make me hunt down the circuit to turn it off.